I haven’t heard that phrase for a while now which causes me to think its coming around again. In 2000 if only I had sold my stocks. In 1986 if only I’d invested in Microsoft. In 2007 if only I had sold my home or other real estate. If only I hadn’t fixed my interest rate in 2006. If only I had sold in 2012 before the new stuff all opened up and/or interest rates skyrocketed. Most of this stuff all seemed so clear after it happened.